Sunilsmriti-3, Runiwang, Rolpa
+977-984490538
Saving Account
Manage your daily finances with a secure and flexible saving account designed for your needs.
42,000+
Active Members
NPR 2B+
Total Deposits
9%
Max Interest Rate
28 Yrs
Trusted Since 1996
Choose the Perfect Account for You
Four flexible savings options designed to match every life stage and financial goal.
Regular Savings
Min. deposit: NPR 1,000
Fixed Deposit
Min. deposit: NPR 10,000
Children's Savings
Min. deposit: NPR 500
Recurring Deposit
Min. deposit: NPR 200/mo
Benefits That Work for You
As a cooperative, every rupee you save earns more — because our profits belong to our members.
Competitive Interest
Earn up to 9% per annum — well above commercial bank rates — because profits return to members.
Government Protected
All deposits insured up to NPR 5 Lakhs under the Deposit & Credit Guarantee Corporation (DCGC).
Member Dividends
Annual profit-sharing bonus distributed to all active savings members at year-end — you earn more.
Digital Convenience
Full account control via HamroConnect — check balance, transfer funds, and download statements 24/7.
Transparent Rate Schedule
Effective from 1st Shrawan 2081. Rates are reviewed quarterly by the Board.
Regular Savings
Per Annum
Children's Savings
Per Annum
Recurring Deposit
Per Annum
Fixed Deposit (1Y)
Per Annum
Fixed Deposit (2Y)
Per Annum
Senior Citizen FD
Per Annum
✓ Additional 0.25% bonus for senior citizens (60+) on all accounts
Interest Calculator
Estimate your savings growth
Interest Earned
NPR 11,250
Total Maturity
NPR 61,250
Your money grows by 22.5% over 3 years
Open Your Account in 4 Easy Steps
The entire process takes less than 30 minutes at any Chetana branch near you.
Choose Your Account
Select Regular Savings, Fixed Deposit, Children's Savings, or Recurring Deposit based on your financial goal.
Submit Documents
Bring citizenship, passport-size photo, member form, and initial deposit to any Chetana branch.
Become a Member
Purchase a minimum share of NPR 100 and receive your unique Chetana Membership ID instantly.
Start Saving & Earning
Your account is active immediately. Download HamroConnect and start earning interest from day one.
Simple KYC Process — Open in Minutes
We follow Nepal Rastra Bank KYC guidelines to ensure your account is secure and compliant.
Citizenship / Passport / Voter ID
2 Passport-size Photographs
Completed Membership Form
Initial Deposit Amount
Utility Bill (for KYC address)
Active Mobile Number
No hidden charges. Account opening is completely free for all Chetana members. Minimum share purchase of NPR 100 required for first-time members.
Branch Visit
Chetana Cooperative
Frequently Asked Questions
Everything you need to know about saving at Chetana Cooperative.
What is the minimum balance for a Regular Savings Account?
How is interest calculated on my savings account?
Can I withdraw money from my Fixed Deposit before maturity?
Is my deposit safe at Chetana Cooperative?
How do I open a Children's Savings Account?
Your Financial Future Starts
with One Smart Step
Join 42,000+ members already earning more with Chetana Cooperative. Open your savings account today — in branch or online.