Sunilsmriti-3, Runiwang, Rolpa
+977-984490538
Loan Services
Empowering our members with flexible and affordable loan solutions tailored to your needs.
Choose the Right Loan for You
From home dreams to business goals — tailored loan products for every member's need.
Home Loan
Up to 80% of property value and more.
9%
p.a.
Rs 50L
Max Amount
20 yrs
Tenure
Business Loan
Working capital & expansion and more.
11%
p.a.
Rs 25L
Max Amount
10 yrs
Tenure
Personal Loan
Instant disbursal and more.
13%
p.a.
Rs 5L
Max Amount
5 yrs
Tenure
Agriculture Loan
Seasonal repayment option and more.
8%
p.a.
Rs 15L
Max Amount
7 yrs
Tenure
Education Loan
Covers tuition & living costs and more.
10%
p.a.
Rs 20L
Max Amount
12 yrs
Tenure
Hire Purchase
Vehicle & equipment financing and more.
12%
p.a.
Rs 30L
Max Amount
7 yrs
Tenure
Calculate Your Monthly EMI
Adjust the sliders to see your estimated monthly installment instantly.
Estimated Monthly EMI
Rs 10,624
for 60 months
How to Apply — Simple Steps
Check Eligibility
Verify membership status, income proof, and eligibility online or at any branch.
Submit Application
Fill the loan form with required documents — citizenship, income proof, collateral details.
Verification
Our loan officer verifies documents and assesses repayment capacity within 2 working days.
Disbursement
Approved loans are disbursed directly to your account within 24 hours of final approval.
Who Can Apply?
Any registered member of Chetana Cooperative with a good standing account can apply.
Must be a registered cooperative member (minimum 6 months)
Minimum age 21 years, maximum 65 years at loan maturity
Regular income source — salaried, business, or agricultural
Valid collateral or guarantor for loans above Rs 2 Lakhs
No outstanding default on any previous cooperative loan
Required Documents
Ready to Apply for Your Loan?
Talk to our loan officer today — free consultation, no obligation, member-first service.